Benefits of Alliant | Alliant Credit Union

You work hard for your money. At Alliant, we think your money should return the favor.

Alliant helps your money make more money with high-interest savings and checking accounts. We also help your dollars go further with low loan rates and fewer fees.

So, what’s the catch?

There is none! We’ve won numerous awards, offer 24/7 account services, and your deposits are federally insured. Plus, we make it easy for you to move your money between accounts inside and outside of Alliant.

Make your next best banking decision

You’ve got financial goals and we’re here to help you get you there. Check out our products and you’ll notice a theme—fewer fees and great rates!

High-Rate Checking

Convenient banking does not need to come with unnecessary fees. That's why we provide ATM rebates and have no monthly service fees.1 Bank on your terms with our award-winning Alliant mobile app and Visa debit card.

No monthly service fees and no minimum balance requirements1

ATM fee rebates up to $20/month1

High rate of 0.25% APY1 when enrolled in eStatements and with monthly electronic deposit

Open an Alliant High-Rate Checking Account

Open Checking Account

High-Rate Savings

Reach your savings goals faster with our award-winning savings account. Our rate is 8x the national bank average!2 Plus, you'll have no minimum balance requirements to open or maintain the account.2

High rate of 0.65% APY2

No monthly fee if you select eStatements

Your financial goals are limitless—so there’s no maximum balance limit

Open an Alliant High-Rate Savings Account

Open Savings Account

Credit Cards

Sample image of an Alliant Visa® Platinum Card

Platinum Card

  • No-Gotchas Card
    Low intro rate as low as 0% introductory APR for 12 months on purchases and balance transfers (with a standard variable rate of 10.24% to 22.24% APR after that). No annual fee.3
  • Balance Transfers
    It's easy to transfer high balances from other cards. A low transfer fee of $10 or 2% applies, whichever is greater.3
  • Average Credit Level7
    Learn more about credit levels and where you might fit.
Apply for Visa Platinum

Sample image of an Alliant Visa® Platinum Rewards Card

Platinum Rewards Card

  • Rewards on Everything Card
    Earn two Rewards Points for every dollar you spend, which is the same as 2% cash back! Plus, get 5,000 bonus points when you spend $500+ in the first 90 days.4
  • No Annual Fee
    High rewards, no annual fee.4
  • Average Credit Level7
    Learn more about credit levels and where you might fit.
Apply for Visa Rewards

Sample image of an Alliant Visa® Signature Card

Signature Card

  • Unlimited Cash Back Card
    Earn 3% cash back for the first year and 2.5% each year after.5
  • Travel Perks
    No foreign transaction fees5, emergency card replacement and more.
  • Annual Fee
    Annual fee of $99 waived for the first year.5
  • Excellent Credit Level7
    Learn more about credit levels and where you might fit.
Apply for Visa Signature

Auto Loans

Put your current high-interest auto loan in your rearview mirror and refinance your loans with Alliant. You could get a same-day approval at a rate that beats industry averages.

Rates as low as 2.74% APR6

Refinance your higher-rate auto loans and you could save

Loan terms up to 84 months

Apply for an Alliant Auto Loan

Apply for Auto Loan