Benefits of Alliant | Alliant Credit Union

You work hard for your money. At Alliant, we think your money should return the favor.

Alliant helps your money make more money with high-interest savings and checking accounts. We also help your dollars go further with low loan rates and fewer fees.

So, what’s the catch?

There is none! We’ve won numerous awards, offer 24/7 account services, and your deposits are federally insured. Plus, we make it easy for you to move your money between accounts inside and outside of Alliant.

Business Insider Best Banks of 2022

“Best Banks of 2022”

CNBC Best No Monthly Fee Checking Account

“Best Credit Unions”

NewsWeek America’s Best Banks 2022

“America’s Best Banks 2022”

Money Best Account Fees

“Best Account Fees”

Make your next best banking decision

You’ve got financial goals and we’re here to help you get you there. Check out our products and you’ll notice a theme—fewer fees and great rates!

High-Rate Checking

Convenient banking does not need to come with unnecessary fees. That's why we provide ATM rebates and have no monthly service fees.1 Bank on your terms with our award-winning Alliant mobile app and Visa debit card.

No overdraft fees and no monthly service fees.1

ATM fee rebates up to $20/month1

High rate of 0.25% APY1 when enrolled in eStatements and with monthly electronic deposit

Open an Alliant High-Rate Checking Account

Open Checking Account

High-Rate Savings

Reach your savings goals faster with our award-winning savings account. Our rate is 19x the national bank average!2 Plus, you'll have no minimum balance requirements to open or maintain the account.2

High rate of 3.10% APY2

No monthly fee if you select eStatements

Your financial goals are limitless—so there’s no maximum balance limit

Open an Alliant High-Rate Savings Account

Open Savings Account

Credit Cards

Sample image of an Alliant Visa® Platinum Card

Platinum Card

  • No-Gotchas Card
    Low intro rate as low as 0% introductory APR for 12 months on purchases and balance transfers (with a standard variable rate of 14.49% to 26.49% APR after that). No annual fee.3
  • Balance Transfers Made Easy
    Save on interest when you transfer high balances from other cards. A low transfer fee of $5 or 2% applies, whichever is greater.3

Apply for Visa Platinum

Sample image of an Alliant Visa® Signature Card

Signature Card

  • Unlimited Cash Back!
    Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000) with no tricky categories to track4
  • Annual Fee
    No (or $0) annual fee!4
  • Travel Perks
    No foreign transaction fees4, emergency card replacement and more.

Apply for Visa Signature

Auto Loans

Put your current high-interest auto loan in your rearview mirror and refinance your loans with Alliant. You could get a same-day approval at a rate that beats industry averages.

Rates as low as 6.00% APR5

Refinance your higher-rate auto loans and you could save

Loan terms up to 84 months

Apply for an Alliant Auto Loan

Apply for Auto Loan