Products to help you earn more and save more | Alliant Credit Union

Earn More & Save More with Alliant

We deliver simple and smart financial services to help you reach your financial goals. Unlike banks, Alliant returns profits to you through higher savings rates, lower loan rates, and fewer fees.

  • NCUA insured up to $250,000
  • Bank from anywhere using our award-winning mobile banking
  • 24/7 account access and member services
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High-Rate Checking

Convenient banking does not need to come with unnecessary fees. That's why we provide ATM rebates and have no monthly service fees.1 Bank on your terms with our award-winning account mobile app and Visa debit card.

  • High rate of 0.25% APY1
  • No monthly service fees and no minimum balance requirements1
  • ATM fee rebates up to $20/month1
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High-Rate Savings

Reach your savings goals faster with our award-winning savings account. Our rate is 7x the national banking average!2 Plus, you'll have no minimum balance requirements to avoid fees.2

  • High rate of 0.55% APY2
  • Rate applies to your entire balance above $100
  • No maximum balance limit
  • No monthly fee if you elect eStatements
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Alliant Visa® Credit Cards

Whether you want a low rate, high rewards, or unlimited cashback6, we have a card to meet your needs. Plus all of our credit cards come with $0 liability on fraudulent charges, the latest security features, and 24/7 customer service.

Alliant Visa Platinum Card

Platinum Card

  • Low Introductory Rate
    Intro rate as low as 0% APR for 12 months on purchases and balance transfers (with a standard variable rate of 10.24% to 22.24% APR after that).3
  • Balance Transfers
    It's easy to transfer high balances from other cards. A low 2% fee of the amount of the transfer applies.3
Alliant Visa Platinum Rewards Card

Platinum Rewards Card

  • High Rewards
    Earn two Rewards Points for every dollar you spend4, plus 5,000 bonus points when you spend $500+ in the first 90 days.4
  • No Annual Fees
    High rewards, no annual fee4
Alliant Visa Signature Card

Signature Card

  • Simple Cash Back Card5
    3% cash back intro offer the first year, 2.5% after that5 with no tiers or revolving categories.
  • Travel Perks
    No foreign transaction fees6, emergency card replacement and more.
  • Annual Fee
    Annual fee of $99 waived for the first year.5
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Auto Loans

Refinance or buy confidently with an auto loan from Alliant. You could get a same-day approval at a rate that beats industry averages.

  • Rates as low as 2.74% APR6
  • Refinance your higher rate auto loans and save
  • Loan terms up to 84 months
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Why choose Alliant

Alliant is one of the largest credit unions in the U.S., with more than 385,000 members nationwide. We're just like a bank, but with better rates. Because we're not-for-profit, we can reinvest our profits back to you. That's how we can offer such low loan rates and high savings rates!

Best Credit Union of 2019 - MyBankTracker

Best Credit Union of 2019 - MONEY

Best Banks of 2019 - NerdWallet

Best flat-rate cash back cards for 2018 - CreditCards.com

"Best flat-rate cash back cards for 2018"

Best Checking Accounts of 2019 – MyBankTracker

Best High-Yield Savings Accounts - CNBC

"Best High-Yield Savings Accounts 2018"

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