Checking Account | Alliant Credit Union

Start getting a high rate without a fee2

High-rate checking made easy

Money Icon

Keep more of your money

  • High-rate checking of 0.25% APY1,2
  • No monthly service fees and no minimum balance requirements2
  • More than 80,000 surcharge-free ATMs and ATM fee rebates up to $20/month.3
  • Optional overdraft protection is available to you for no fee2
Mobile Phone Icon

Bank on-the-go

  • Use mobile wallets and P2P apps like Apple Pay™, Google Pay, Samsung Pay™, Zelle®, PayPal and Venmo4
  • Bank from anywhere using our award-winning mobile banking
  • Pay your bills easily using bill pay in our online and mobile banking
  • Transfer money between your Alliant accounts and your accounts at other financial institutions
Fraud Protection Icon

Get peace of mind

  • Feel secure with 24/7 state-of-the-art fraud monitoring and real-time fraud text alerts to approve or stop suspicious transactions
  • Monitor your accounts with free transaction alerts
  • NCUA insured up to $250,000

By the numbers: Why Alliant is the superior option

See how Alliant High-Rate Checking stacks up against the competition.1

Alliant

0.25 %
APY
1,2
on all balances
$20/month ATM fee reimbursements

Chase

0.00 %
APY
on all balances
$0/month ATM fee reimbursements

Bank of America

0.00 %
APY
on balances up to $50k
$0/month ATM fee reimbursements

Wells Fargo

0.00 %
APY
on balances over $500
$0/month ATM fee reimbursements

About Alliant

  • MyBankTracker Best Checking Accounts 2020
  • CNBC Best Credit Unions 2020"Best Credit Unions 2020"
  • Best Credit Unions of 2020 - GoBankingRates

To open an Alliant High-Rate Checking Account, you'll need to apply for an Alliant membership too. There are no membership fees — just the perks of higher deposit rates and competitive loan rates. Click "Open Checking" and see how you’re eligible.

Bank on your terms with an Alliant Checking Account


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Open an Alliant High-Rate Checking Account.