Stop paying a monthly fee on your checking account1
By the numbers: Why Alliant is the superior option
See how Alliant High-Rate Checking stacks up against the competition.2
Alliant
$0 monthly service fee
$20/month ATM fee reimbursements3
0.25% APY2 on all balances
on all Alliant checking accounts
Chase
$12 monthly service fee
$0/month ATM fee reimbursements
0.00% APY on all balances
on Chase Total Checking2
Bank of America
$12 monthly service fee
$0/month ATM fee reimbursements
0.00% APY on all balances up to $50k
on Bank of America Core Checking2
Wells Fargo
$10 monthly service fee
$0/month ATM fee reimbursements
0.00% APY on all balances up to $500
on Wells Fargo Everyday Checking2
High-rate checking made easy
Keep more of your money
High-rate checking of 0.25% APY1
No monthly service fees and no minimum balance requirements1
More than 80,000 surcharge-free ATMs and ATM fee rebates up to $20/month.3
Optional overdraft protection is available to you for no fee1
Bank on-the-go
Use mobile wallets and P2P apps like Apple Pay™, Google Pay, Samsung Pay™, Zelle®, PayPal and Venmo4
Bank from anywhere using our award-winning mobile banking
Pay your bills easily using bill pay in our online and mobile banking
Transfer money between your Alliant accounts and your accounts at other financial institutions
Get peace of mind
Feel secure with 24/7 state-of-the-art fraud monitoring and real-time fraud text alerts to approve or stop suspicious transactions
Monitor your accounts with free transaction alerts
NCUA insured up to $250,000
About Alliant
To open an Alliant High-Rate Checking Account, you'll need to apply for an Alliant membership too. There are no membership fees — just the perks of higher deposit rates and competitive loan rates. Click "Open Checking" and see how you’re eligible.
Bank on your terms with an Alliant Checking Account