Mortgages | Alliant Credit Union

Find the right mortgage for your home

We offer a variety of mortgage types with great low rates to meet your homeownership needs.

Fixed Rate Home Mortgage

Lock in a rate and payment for a period of 15 or 30 years

Adjustable Rate Mortgage (ARM)

Lower initial rate subject to adjustments after fixed term

Low Down Payment Mortgage

As low as 3% down, or as low as 0% down for first-time buyers

Jumbo Mortgage

Loan amounts over $510,400

View Current Rates

More programs to help you get the most out of your mortgage

Alliant Advantage Mortgage (AAM) Program

Traditional mortgages sometimes create roadblocks to buying a home; they may want a large down payment or require private mortgage insurance (PMI) if you haven't saved up 20% of your home's value. But the Alliant Advantage Mortgage (AAM) program helps you overcome these common barriers to homeownership.

0% down, no-mortgage-insurance loans help first-time homebuyers
Alliant's 0% down product for first-time homebuyers offers loan amounts up to $500,000, with no pricey PMI payments and a variety of term options available.

5% down no-mortgage-insurance loans and refinances
If you're not a first-time homebuyer, you're probably already sick and tired of paying PMI. When the milestone of reaching 20% home equity to end your PMI payments is still far off, Alliant’s AAM program could help. You could buy a new home with 5% down (or refinance with 5% equity) and eliminate PMI with AAM.

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Alliant Home Rewards: Get help buying or selling your home – plus a cash back rebate

Our Alliant Home Rewards program pairs you with a local real estate agent and a mortgage loan officer who will guide you through the entire home buying process. And we can help you sell your current home too!

Plus, within 45 days of your closing, we’ll give you a cash back rebate of up to $6,500 when you buy or sell, and up to $13,000 if you buy and sell through the program!3

In select cities, Alliant Home Rewards can even provide online tools to help you learn about the local market and find prospective homes.

Start Your Home Search

We're with you every step of the way

A dedicated home loan specialist will work hard to get you preapproved. Your specialist will walk you through the easy, online application process and guide you through the rates and loan programs to ensure you get the right loan. Complete the form or contact us to get started today!

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