High Rate Savings | Alliant Credit Union

Save more, earn more, do more

Get the most out of your Alliant High-Rate Savings account

Simple perks add up

It’s the small things that count like no silly monthly service fees, no convoluted requirements and a great rate.

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Earn 0.75% APY1

9.4x higher rate than the banking industry average2 with no maximum balance limits.

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No monthly service fee3

When you sign up for eStatements, you can enjoy your savings without monthly fees.

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No hoops to jump through

Your High-Rate Savings account doesn’t have rate tiers or complicated requirements.

Don’t settle for a typical savings account

CNBC Best High Rate Savings Accounts 2018

"Best High Rate Savings Accounts 2018"

MONEY's Best Credit Union of 2019

"MONEY's Best Credit Union of 2019"

Best Banks for Savings 2019 - Nerdwallet

"NerdWallet Best Banks for Savings 2019"

Bankrate best banks for mobile banking

"Best Banks for Mobile Banking 2019"

Bank like a pro on the go

Our mobile-friendly online banking and award-winning mobile app let you bank when you want, wherever you are.

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Move money

Transfer money between Alliant accounts and to external accounts, for free.

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Deposit on the go

Deposit checks instantly with our mobile app, available on iTunes or the Google Play Store.

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Get in touch with us

Send a secure message to Alliant when you need some help, 24/7.

Maximize your savings

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Open multiple savings accounts

Earn the same great rate while you save for specific goals with supplemental savings accounts

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Pay yourself first

Set up recurring transfers to your savings account from your checking account

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Opt for eStatements

Your savings account doesn’t have a monthly service fee. Select eStatements in online banking3 to avoid a statement fee too.


Do I have to maintain a minimum balance to have a savings account or to earn interest?

The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.

What’s the difference between a regular savings account and the supplemental savings account?

The only difference is that a supplemental savings account is an additional savings account. You can name each account based on your specific financial goals — saving up for a vacation, wedding, etc. — allowing you to more easily track your progress toward that goal.