High Rate Savings | Alliant Credit Union

Save more, earn more, do more

Get the most out of your Alliant High-Rate Savings account

Simple perks add up

It’s the small things that count like no silly monthly service fees, no convoluted requirements and a great rate.

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Earn 3.10% APY1

19x higher rate than the banking industry average2 with no maximum balance limits.

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No monthly service fee3

When you sign up for eStatements, you can enjoy your savings without monthly fees.

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No hoops to jump through

Your High-Rate Savings account doesn’t have rate tiers or complicated requirements.

Don’t settle for a typical savings account

Go Banking Rates Best Credit Unions 2022

“Best Credit Unions”

CNBC Best Credit Unions

“Best Credit Unions”

Nerdwallet Best-of Awards Winner for Savings and Checking Combo

“Best-of Awards Winner for Savings and Checking Combo”

Bankrate Best Banks and Credit Unions for Mobile Banking of 2021

“Best Banks and Credit Unions for Mobile Banking of 2022”

Bank like a pro on the go

Our mobile-friendly online banking and award-winning mobile app let you bank when you want, wherever you are.

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Move money

Transfer money between Alliant accounts and to external accounts, for free.

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Deposit on the go

Deposit checks instantly with our mobile app, available on iTunes or the Google Play Store.

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Get in touch with us

Send a secure message to Alliant when you need some help, 24/7.

Maximize your savings

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Open multiple savings accounts

Earn the same great rate while you save for specific goals with supplemental savings accounts

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Pay yourself first

Set up recurring transfers to your savings account from your checking account

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Opt for eStatements

Your savings account doesn’t have a monthly service fee. Select eStatements in online banking3 to avoid a statement fee too.

FAQs

Do I have to maintain a minimum balance to have a savings account or to earn interest?

The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.

What’s the difference between a regular savings account and the supplemental savings account?

The only difference is that a supplemental savings account is an additional savings account. You can name each account based on your specific financial goals — saving up for a vacation, wedding, etc. — allowing you to more easily track your progress toward that goal.