High-Rate Savings Account | Alliant Credit Union

Alliant High-Rate Savings Save more. Earn more. Do more.

  • No monthly service fee if you elect eStatements
  • No rate tiers or complicated requirements2
  • NCUA insured up to $250,000

3.10% APY1

19x the bank industry’s average rate3

A high-rate savings account to help you get ahead

You’re going places, and your money should help you get there. Opening an Alliant High-Rate Savings Account with consistently great rates is a small step to help you leap forward on your journey. And with awesome digital banking tools, you can watch your savings grow while you’re on the go, 24/7.

More savings, fewer fees

Not all savings accounts are created equal. Let’s take a closer look:

Alliant High-Rate Savings

3.10% APY1
19x national average3
x mark No monthly service fee4
x mark No rate tiers2
Minimum opening balance | $5 (Alliant makes the deposit for you)
x mark ATM deposits and withdrawals
0.01% APY
1/4th of national average3
check mark No monthly service fee4
check mark No rate tiers
$25 Minimum opening balance
x mark ATM deposits and withdrawals
0.03% APY
3/4th of national average3
check mark No monthly service fee4
check mark No rate tiers
$100 Minimum opening balance
x mark No account research fee

Here's how you can turn a few minutes into more money:

Apply for your online savings account

You'll provide information like your name, date of birth and Social Security Number.

Move money into your account

You can easily set up transfers via Alliant online or mobile banking.

Award-winning mobile banking for your award-winning savings

Deposit checks Icon

Deposit checks

Deposit checks whenever, from wherever, with just a few taps on your smartphone.

Manage money Icon

Manage money seamlessly

Quickly transfer funds between your Alliant accounts. Or easily move money between your Alliant accounts and other financial institutions.

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Log in using Face ID or Touch ID

Enable your device’s fingerprint or face identification technology to log in quickly and safely.

bank securely Icon

Bank securely

Features like two-factor authentication, secure messaging and fraud text alerts ensures your accounts are protected.

Why people choose Alliant

Alliant is one of the largest credit unions in the U.S., with more than 85 years of experience and over 600,000 members nationwide. We're digital and we're not-for-profit, so we can reward our members by offering high savings and checking rates, low loan rates, rich credit card rewards and fewer fees. When you open your Alliant High-Rate Savings Account, you’ll also become an Alliant member at no additional cost.

Nerdwallet Best-of Awards Winner for Savings and Checking Combo

“Best-of Awards Winner for Savings and Checking Combo”

CNBC Best No Monthly Fee Checking Account

“Best Credit Unions”

NewsWeek America’s Best Banks 2022

“America’s Best Banks 2022”

Money Best Account Fees

“Best Account Fees”


Open an Alliant high-rate savings account.

Provide your information to get started.