This is the easiest and quickest part! Once you’re approved for The Ultimate Opportunity Savings Account, you’ll be ready to deposit your money and take advantage of the ultimate opportunity.
Deposit at least $100 a month—for 12 consecutive months—into The Ultimate Opportunity Savings Account.1 Not only will you earn the current interest rate of 0.55% APY3, but after those 12 consecutive months, you’ll also get a $100 bonus!
Once you’ve made your 12 consecutive monthly deposits, we’ll automatically deposit a $100 bonus into your account!1 Way to go!
Not convinced this is your ultimate opportunity? Learn why Suze loves Alliant in her weekly podcast. Give it a listen
Alliant is one of the top 10 largest credit unions in the U.S. We’re fully online and not-for-profit, a combo that allows us to reward our members with high savings rates, low loan rates and fewer fees. We’ve teamed up with Suze to create the perfect savings partnership: We offer you the rewarding rates and benefits of Alliant membership, while Suze helps you stay on track to becoming your savviest self.
"Best Credit Unions 2020"
"Best Banks for Mobile Banking"
Pamela W., Alliant memberI switched to Alliant because I wanted to get away from big banks who supported things I don't like, and I really liked the idea of a credit union. It didn't hurt that the savings account rates were amazing, and I didn't have to worry about finding a specific ATM!
The $100 bonus is automatically deposited into The Ultimate Opportunity Savings Account after you’ve successfully made a monthly deposit of $100 or more for 12 consecutive months. To qualify for the bonus, you must keep a minimum balance of $100 in your savings account, and have $1,200 (or more) in your account at the end of the 12-month period.1
We’ve made this super easy! Set up one-time or recurring transfers in online banking, deposit checks via mobile deposit in Alliant’s award-winning mobile banking app, or even set up a direct deposit from your paycheck!
The minimum balance to keep your account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.
Federal regulations limit pre-authorized withdrawals to six per month per savings account.
Your current mobile deposit limit will appear below the amount field once you select an account in the Alliant mobile banking app. Your deposit limits can vary depending on your eligible accounts. For more information, tap the question mark icon at the top of the app screen.
Alliant deposit accounts are federally insured up to $250,000 by the NCUA. To learn the details of funds coverage, visit the NCUA page on the Alliant website.
Almost anyone can become an Alliant member! You can be eligible for membership through your employer, by where you live, or by becoming a member of Foster Care to Success, Alliant’s partner charity. (We even pay the $5 membership for you.)
Because of this unique offer, only new Alliant members are eligible to open this special savings account.
