High-Rate Savings | Alliant Credit Union

Alliant Credit Union + Suze Orman = The Ultimate Opportunity

Start making every dollar count

1. Apply for an account

This is the easiest and quickest part! Once you’re approved for The Ultimate Opportunity Savings Account, you’ll be ready to deposit your money and join the thousands of savvy savers who have already taken advantage of the ultimate opportunity.

2. Make saving easy

Deposit at least $100 a month—for 12 consecutive months—into The Ultimate Opportunity Savings Account.1 Not only will you earn the current interest rate of 0.55% APY3, but after those 12 consecutive months, you’ll also get a $100 bonus!

3. Get your bonus

Once you’ve made your 12 consecutive monthly deposits—and have a balance of $1,200 or more—we’ll automatically deposit a $100 bonus into your account!1 Way to go!

Suze quote

Suze quote

Here’s why Suze loves The Ultimate Opportunity Savings Account

  • $100 bonus deposit to reward you for saving smart (did you know you’d normally need to deposit $18,170 in the bank to earn $100 in interest in one year?!)1,2
  • $0 in monthly fees if you elect eStatements
  • No tricky earning tiers, minimum balance fees or maximum balance limits
  • Alliant members have already saved nearly $300 million with The Ultimate Opportunity Savings Account4
  • 24/7 access with award-winning online and mobile banking
  • Nationwide network of 80,000+ fee-free ATMs5
  • When you need any kind of loan, this is where you want to go to get some of the very best rates

Not convinced this is your ultimate opportunity? Learn why Suze loves Alliant in her weekly podcast. Give it a listen

Learn why savers choose Alliant

Alliant is one of the top 10 largest credit unions in the U.S. We’re fully online and not-for-profit, a combo that allows us to reward our members with high savings rates, low loan rates and fewer fees. We’ve teamed up with Suze to create the perfect savings partnership: We offer you the rewarding rates and benefits of Alliant membership, while Suze helps you stay on track to becoming your savviest self.

Best Savings Accounts of 2020 – Wallethub

Best Credit Unions 2020 – CNBC

"Best Credit Unions 2020"

Best Banks for Mobile Banking - Bankrate

"Best Banks for Mobile Banking"

Best Bank for Online Experience of 2020 - nerdwallet

I switched to Alliant because I wanted to get away from big banks who supported things I don't like, and I really liked the idea of a credit union. It didn't hurt that the savings account rates were amazing, and I didn't have to worry about finding a specific ATM!

Pamela W., Alliant member

Frequently Asked Questions

How do I get my bonus deposit?

The $100 bonus is automatically deposited into The Ultimate Opportunity Savings Account after you’ve successfully made a monthly deposit of $100 or more for 12 consecutive months. To qualify for the bonus, you must keep a minimum balance of $100 in your savings account, and have $1,200 (or more) in your account at the end of the 12-month period.1

How do I make deposits into The Ultimate Opportunity Savings Account?

We’ve made this super easy! Set up one-time or recurring transfers in online banking, deposit checks via mobile deposit in Alliant’s award-winning mobile banking app, or even set up a direct deposit from your paycheck!

Do I have to maintain a minimum balance to have my savings account or to earn interest?

The minimum balance to keep your account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.

Are there any transaction restrictions for savings accounts?

Federal regulations limit pre-authorized withdrawals to six per month per savings account.

Do I have a mobile deposit limit?

Your current mobile deposit limit will appear below the amount field once you select an account in the Alliant mobile banking app. Your deposit limits can vary depending on your eligible accounts. For more information, tap the question mark icon at the top of the app screen.

Are my account funds insured to protect me from loss?

Alliant deposit accounts are federally insured up to $250,000 by the NCUA. To learn the details of funds coverage, visit the NCUA page on the Alliant website.

Am I eligible for Alliant membership?

Almost anyone can become an Alliant member! You can be eligible for membership through your employer, by where you live, or by becoming a member of Foster Care to Success, Alliant’s partner charity. (We even pay the $5 membership for you.)

Who can open The Ultimate Opportunity Savings Account?

Because of this unique offer, only new Alliant members are eligible to open this special savings account.

Will I need to do anything before opening my account?

Alliant will need to do a soft pull on your credit when you apply for membership. A soft pull does not negatively impact your credit score. To ensure we can do this, please temporarily unfreeze your TransUnion credit report before applying.

Can I use a mailing address in my membership application?

While completing the application, use your most current personal information and your physical address (not a mailing address). You will have the opportunity to submit your preferred mailing address later in the process.

What if I finish my application and receive a “pending” status?

Have no fear. One of our member care representatives will reach out via phone call or email within 3-4 business days to gather any additional information needed.

I’m a huge Suze Orman fan, but I’m already an Alliant member. Is there anything for me?

Look at you, taking advantage of Alliant membership! You’re one step ahead. Alliant offers other promotions and contests for existing members throughout the year, so keep an eye on your email for those. Please make sure your email address in Online Banking is up to date.


Open The Ultimate Opportunity Savings Account