This is the easiest and quickest part! Once you’re approved for The Ultimate Opportunity Savings Account, you’ll be ready to deposit your money and join the thousands of savvy savers who have already taken advantage of the ultimate opportunity.
Deposit at least $100 a month—for 12 consecutive months—into The Ultimate Opportunity Savings Account.1 Not only will you earn the current interest rate of 3.10% APY3, but after those 12 consecutive months, you’ll also get a $100 bonus!1
Once you’ve made your 12 consecutive monthly deposits—and have a balance of $1,200 or more—we’ll automatically deposit a $100 bonus into your account!1 Way to go!
Not convinced this is your ultimate opportunity? Learn why Suze loves Alliant in her weekly podcast. Give it a listen
Alliant is one of the top 10 largest credit unions in the U.S. We’re fully online and not-for-profit, a combo that allows us to reward our members with high savings rates, low loan rates and fewer fees. We’ve teamed up with Suze to create the perfect savings partnership: We offer you the rewarding rates and benefits of Alliant membership, while Suze helps you stay on track to becoming your savviest self.
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Almost anyone can become an Alliant member! You can be eligible for membership through your employer, by where you live, or by becoming a member of Foster Care to Success, Alliant’s partner charity. (We even pay the $5 membership for you.)
The $100 bonus is automatically deposited into The Ultimate Opportunity Savings Account after you’ve successfully made a monthly deposit of $100 or more for 12 consecutive months. To qualify for the bonus, you must keep a minimum balance of $100 in your savings account, and have $1,200 (or more) in your account at the end of the 12-month period.1 Please note, this is a one-time bonus, available only to new Alliant members.
We’ve made this super easy! Set up one-time or recurring transfers in online banking, deposit checks via mobile deposit in Alliant’s award-winning mobile banking app, or even set up a direct deposit from your paycheck!
The minimum balance to keep your account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.
Your current mobile deposit limit will appear below the amount field once you select an account in the Alliant mobile banking app. Your deposit limits can vary depending on your eligible accounts. For more information, tap the question mark icon at the top of the app screen.
Alliant deposit accounts are federally insured up to $250,000 by the NCUA. To learn the details of funds coverage, visit the NCUA page on the Alliant website.
Because of this unique offer, only new Alliant members are eligible to open this special savings account.
While completing the application, use your most current personal information and your physical address (not a mailing address). You will have the opportunity to submit your preferred mailing address later in the process.
Have no fear. One of our member care representatives will reach out via phone call or email within 3-4 business days to gather any additional information needed.
Look at you, taking advantage of Alliant membership! You’re one step ahead. Alliant offers other promotions and contests for existing members throughout the year, so keep an eye on your email for those. Please make sure your email address in Online Banking is up to date.
Please apply to open The Ultimate Opportunity Savings Account by clicking the green “Open my account” button at the top of this page. You can only apply for this special account on myalliant.com. Opening an account on other Alliant Credit Union pages will result in opening a non-promo, high-yield savings account. This offer is only for new members.
