Visa Signature Credit Card Rewards | Alliant Credit Union

Get the most out of your Alliant Cashback Visa Signature credit card

Alliant Visa Signature Credit Card

Thanks for being a valued member of Alliant!

If you aren't already, make sure you're maximizing the benefits of the award-winning Visa Signature card:

  • No annual fee
  • Unlimited cashback on all qualifying eligible purchases1 with no tricky categories to track
  • Up to 2.5% cash back with Tier One Rewards

Alliant Visa Signature Tiered Rewards Program

Tier One Rewards

  • 2.5% cash back on the first $10,000 of qualifying eligible purchases per billing cycle
  • Unlimited 1.5% cash back on all other qualifying eligible purchases
  • No annual fee

Tier Two Rewards

  • Unlimited 1.5% cash back on all qualifying eligible purchases
  • No annual fee

Tier One Rewards cash back example:

Spend $15,000 per month: Earn $3,900 cash back per year
$10,000 x 2.5% + $5,000 x 1.5% = $325
$325 x 12 months = $3,900

Tier Two Rewards cash back example:

Spend $15,000 per month: Earn $2,700 cash back per year
$15,000 x 1.5% = $225
$225 x 12 months = $2,700

Plus, your Alliant Visa Signature card comes with tons of other great perks, such as no foreign transaction fees, $0 fraud liability guarantee,2 emergency card replacement and much more.

How to maximize your cash back with Tier One Rewards

  1. Get Alliant Checking
    Visit myalliant.com/open-checking to apply to open your account in online banking.3 If you already have an Alliant Checking account, you don't need to open a new one (see FAQs below).
  2. Qualify for Alliant High-Rate Checking
    by signing up for eStatements and having one monthly electronic deposit. You can easily schedule automatic recurring deposits via online or mobile banking so you can set it and forget it.
  3. Maintain an average daily balance of $1,000 or more
    in your Alliant High-Rate Checking account for each month of the preceding calendar quarter.

Read and download the complete Alliant Cashback Visa Signature Card Program Terms & Conditions

Why you’ll love Alliant High-Rate Checking

0.25% APY4, a rate 8.3x the national average5

ATM fee rebates and access to 80,000+ fee-free ATMs nationwide6

No monthly service fees if you elect eStatements7

NerdWallet – Best Checking Accounts

“Best Checking Accounts”

MyBankTracker – Best Checking Accounts

“Best Checking Accounts”

How to qualify for…

Tier One Rewards

  1. Meet the requirements* for an Alliant High-Rate Checking account for each month of the preceding calendar quarter8
  2. Maintain an average daily balance of $1,000 or more in your Alliant High-Rate Checking account for each month of the preceding calendar quarter.

For example, to earn Tier One Rewards for January, February and March of 2022, you must meet the above requirements in October, November and December of 2021.

Tier Two Rewards

If you don’t qualify for Tier One Rewards during a calendar quarter, you’ll automatically earn Tier Two Rewards in the following quarter.

*Alliant High-Rate Checking requirements

  1. Have an Alliant checking account. Visit myalliant.com/open-checking to apply to open your account in online banking.
  2. Meet the requirements for Alliant High-Rate Checking
  • Opt in to receive free eStatements
  • Have at least one electronic deposit posted to your account each calendar month. (direct deposit, ATM deposit, mobile check deposit or transfer from another financial institution)

FAQs

Will I need to do anything before I can open my Alliant Checking account?

Alliant will pull a soft credit inquiry for all checking account applicants. If you have a credit freeze, you’ll need to temporarily release it to apply.

If I already have an Alliant Checking account, do I need to open another one?

If you, the Primary Cardholder, currently have an Alliant Checking account, you don’t need to open a new checking account to earn Tier One Rewards. You can earn Tier One Rewards simply by meeting the requirements outlined above on your existing checking account.

Where can I find my cashback rewards rate?

You will see how much you earned at the 2.5% and/or 1.5% cashback rate in the “Alliant Cashback Rewards” section of your credit card billing statement.

Where can I find my Alliant High-Rate Checking average daily balance?

Your Alliant High-Rate Checking average daily balance for each month can be found in online banking, mobile banking and your monthly statement, as part of the transaction showing your monthly dividend earnings.

How can I receive my credit card cash back?

You can choose to receive cash back from your Alliant credit card via a credit card statement credit (appearing within one billing cycle) or as a deposit into your Alliant checking or savings.

Does Alliant offer any other benefits that I can take advantage of?

Yes! Being an Alliant member comes with all sorts of perks, and here are just a few: You can use our "no haggle" Car Buying Service to search for new vehicles and even get a discounted rate on an Alliant auto loan. You can also save an average of 25% on maintenance and repairs from a national network of trusted service shops with the Alliant Vehicle Service Program, a free benefit for Alliant members. Also, get a cashback rebate when you buy or sell through the Alliant Home Rewards program. Learn more about all of the great things that come with your Alliant membership at alliantcreditunion.org.