Alliant Credit Union Products

Make your next best banking decision

You’ve got financial goals and we’re here to help get you there. Check out our products and you’ll notice a theme—fewer fees and great rates!

High-Rate Checking

Convenient banking shouldn’t come with unnecessary fees. That's why we have no monthly minimum balance requirements on your Alliant checking. Bank on your terms with our award-winning Alliant mobile app and pay with your smartphone or free Visa® contactless debit card. (Alliant does not offer business checking accounts.)

No overdraft fees and no monthly service fees.1

ATM fee rebates up to $20/month and 80,000 fee-free ATMs nationwide1

A checking rate that surpasses most banks’ savings accounts at 0.25% APY1

High-Rate Savings

Reach your savings goals faster with our award-winning savings account. Our rate is 19x the national bank average!2 Plus, you'll have no minimum balance requirements to open or maintain the account.2

High rate of 3.10% APY2

No monthly fee if you select eStatements

Your financial goals are limitless—so there’s no maximum balance limit

Credit Cards

Sample image of an Alliant Visa® Platinum Card

Platinum Card

  • No-Gotchas Card
    Low intro rate as low as 0% introductory APR for 12 months on purchases and balance transfers (with a standard variable rate of 14.49% - 26.49% APR after that). No annual fee.3
  • Balance Transfers Made Easy
    Save on interest when you transfer high balances from other cards. A low transfer fee of $5 or 2% applies, whichever is greater.3

Sample image of an Alliant Visa® Signature Card

Signature Card

  • Unlimited Cash Back!
    Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000) with no tricky categories to track4
  • Annual Fee
    No (or $0) annual fee!4
  • Travel Perks
    No foreign transaction fees4, emergency card replacement and more.

Auto Loans

Put your current high-interest auto loan in your rearview mirror and refinance your loans with Alliant. You could get a same-day approval at a rate that beats industry averages.

New auto rates as low as 6.00%5

Refinance your higher-rate auto loans and you could save

Loan terms up to 84 months on new vehicles6

You work hard for your money. At Alliant, we think your money should return the favor.

Alliant helps your money make more money with high-interest savings and checking accounts. We also help your dollars go further with low loan rates and fewer fees.

So, what’s the catch?

There is none! We’ve won numerous awards, offer 24/7 account services, and your deposits are federally insured. Plus, we make it easy for you to move your money between accounts inside and outside of Alliant.

Bankrate Best Banks 2022

“Best Banks 2022”

CNBC Best No Monthly Fee Checking Account

“Best Credit Unions”

Money Best Account Fees

“Best Account Fees”

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Open an Alliant high-rate checking account.

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Open an Alliant high-rate savings account.

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Credit Card

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Auto loan

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